翻訳と辞書 Words near each other ・ Creed ・ Creed & Company ・ Creed (band) ・ Creed (disambiguation) ・ Creed (film) ・ Creed (perfume) ・ Credit rating ・ Credit rating agencies and the subprime crisis ・ Credit rating agency ・ Credit Rating Agency of Bangladesh Limited ・ Credit Rating Agency Reform Act ・ Credit Rating Information and Services Limited ・ Credit rating transition ・ Credit rationing ・ Credit reference ・ Credit Repair Organizations Act ・ Credit repair software ・ Credit report monitoring ・ Credit Reporting Privacy Code (New Zealand) ・ Credit risk ・ Credit River ・ Credit River (Minnesota) ・ Credit River Township, Scott County, Minnesota ・ Credit Saison ・ Credit Savvy ・ Credit score ・ Credit score in the United States ・ Credit scorecards ・ Credit Sesame ・ Credit Solutions of America Dictionary Lists mini英和辞書 mini和英辞書 Webster 1913 Latin-English FOLDOC Wikipedia English ウィキペディア

翻訳と辞書　辞書検索 [ 開発暫定版 ] スポンサード リンク Credit Repair Organizations Act ： ウィキペディア英語版 Credit Repair Organizations Act The Credit Repair Organizations Act ("CROA") is Title IV of the Consumer Credit Protection Act. Despite its name, it is not actually an act; Section 401 states, however, it can be referred to as "Credit Repair Organizations Act". The statute was signed by President, Bill Clinton on September 30, 1996〔(【引用サイトリンク】 title=15 U.S. Code § 1679 - Findings and purposes )〕 and was intended to prevent credit repair organizations from engaging in unfair business practices which result in financial hardship for consumers, particularly those of limited economic means or are uneducated.〔(【引用サイトリンク】 title=Credit Repair: How to Help Yourself )〕 The purposes of the Credit Repair Organizations Act is to ensure that prospective buyers of credit repair services from credit repair organizations are provided with the information necessary to make an informed decision. It intends to protect the public from unfair or deceptive advertising and business practices by credit repair organizations. It enumerates prohibited practices, required disclosures, contract requirements, liability, and penalties for non-compliance and procedure to report non-compliance.〔(【引用サイトリンク】 title=What Is The Credit Report Organizations Act? )〕〔(【引用サイトリンク】 title=Credit Repair Organizations Act (CROA) )〕 One of the more important areas covered by CROA is how credit repair organizations can get paid. It is the general consensus that a credit repair company can only be paid after services have been rendered. This can be done using a monthly fee model where companies charge clients on a monthly basis after services are rendered or on the more modern pay after deletion model where clients only pay after items are deleted from the credit report. Companies that charge excess "setup" fees or all of their fees upfront violate the provisions of CROA.〔(【引用サイトリンク】 title=15 U.S. Code § 1679b - Prohibited practices )〕 ==References== 〔 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Credit Repair Organizations Act」の詳細全文を読む スポンサード リンク 翻訳と辞書 : 翻訳のためのインターネットリソース Copyright(C) kotoba.ne.jp 1997-2016. All Rights Reserved.